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Notice:

Align Credit Union, Lowell, Massachusetts has petitioned the Massachusetts Division of Banks for permission to close two Branch Offices at:

 (1) 211G Lowell Street, Wilmington MA 01887

 (2) 70 East Street, Methuen MA 01844

Any objections or comments relative to these proposals must be communicated in writing to the Commissioner of Banks, Mary L. Gallagher, 1000 Washington Street, 10th Floor, Boston, Massachusetts 02118 or dob.comments@mass.gov no later than two weeks from December 13th, 2024.

Please contact Align Credit Union at (800)942-9575 for alternative locations to obtain service.

Closure Notice:

In observance of Christmas, all Align branches will be CLOSED on Tuesday, December 24th at 2PM and will reopen for regular business hours on Thursday, December 26th. Online, Mobile and Telephone Banking will be available during this time.

Identity Theft

Identity Theft

Identity theft occurs when your personal information is stolen. Any email, friend request, phone call, text, or tweet can lead to Identity Theft. IdentityTheft.info has reported that around 15 million people experience identity theft a year. Follow these tips to protect yourself from becoming a victim:

  • Always keep your credit cards and social security cards in a safe location that only you have access to.
  • Do not leave your social security card in your purse or wallet. Wallet and handbag theft is a common first step to identity theft.
  • When talking to an employee of a corporation or organization on the phone, be the one to initiate the conversation. 
  • One of the most commonly used methods of identity theft is skimming your card's information at a public store.
  • Collect your mail as soon as possible and ask your local post office to hold your mail when you are away.
  • Ask for hard copies of all receipts and compare them to your billing statement when they arrive.
  • Do not respond to unsolicited messages via email, social media, or phone. If it has to do with personal information, always be the initiator.
  • Shred all paper with personal information you no longer wish to keep.
  • Review your credit reports annually - go to AnnualCreditReport.com for a free credit report annual or call 1-877-322-8228.
  • Avoid online lotteries that are conducted by organization that are unknown to you.

If you think your identity has been stolen, contact our Fraud Prevention Department at 800-942-9575.

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