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Notice:

Align Credit Union, Lowell, Massachusetts has petitioned the Massachusetts Division of Banks for permission to close two Branch Offices at:

 (1) 211G Lowell Street, Wilmington MA 01887

 (2) 70 East Street, Methuen MA 01844

Any objections or comments relative to these proposals must be communicated in writing to the Commissioner of Banks, Mary L. Gallagher, 1000 Washington Street, 10th Floor, Boston, Massachusetts 02118 or dob.comments@mass.gov no later than two weeks from December 13th, 2024.

Please contact Align Credit Union at (800)942-9575 for alternative locations to obtain service.

Closure Notice:

In observance of Christmas, all Align branches will be CLOSED on Tuesday, December 24th at 2PM and will reopen for regular business hours on Thursday, December 26th. Online, Mobile and Telephone Banking will be available during this time.

Business Savings

Business Savings

You can grow your savings and your business with Align’s deposit solutions. Get more out of your savings investment by picking an account that is right for you, whether you’re looking to earn extra interest or save up for that next big purchase. Our Business Savings, Business Money Market, and Business IRAs feature great rates and are insured by the MSIC and NCUA.

With a Business Savings account, you’ll earn interest and have easy access to your money whenever you need it or take advantage of tiered interest rates and the flexibility to write checks with a Business Money Market. We understand that every business is different and that flexibility is key, which is why our eServices make it easy for you to make deposits and track your savings progress. You’ll be able to spend more time on your business and less time banking with accounts that work as hard as you do.

Business Savings Products

Business Savings

  • Earns interest on all deposits
  • Minimum opening deposit of $5.00
  • No monthly maintenance fee
  • Online Banking with eStatements
  • Mobile Banking* to view accounts on-the-go
  • Funds insured by NCUA and MSIC

*Message and data rates may apply.

Business Money Market

  • Earn more with tiered interest rate
  • No term limits
  • No fees or penalties for withdrawing funds
  • Low minimum opening balance of $2,500
  • Funds insured by NCUA and MSIC

Business Certificate of Deposits (CDs)

  • Low risk option to support overall business growth
  • Terms available from 91 days to 5 years
  • Low minimum deposit of $500
  • Funds insured by NCUA and MSIC

Business Tiered IRA Savings

  • Traditional or Roth options available
  • Earn more with tiered rates - the higher your balance, the higher your return
  • Allow regular deposits
  • No term limits
  • Low minimum opening balance of $2,500
  • Funds of NCUA and MSIC

Simplified Employee Pension (SEP IRA)

  • Established by an employer for employees to help save for retirement
  • Must be self-employed or work for someone who is
  • Contributions to a SEP IRA are made only by the employer and tax deductible for the employer only
  • Employer must make contributions for all eligible employees
*Message and data rates apply.

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