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Phone System Update:

We have listened to our members and are excited to announce that we are investing time and money into technology to better serve you. Over the next 18 months, we will be rolling out several updates, starting with an update to our phone systems on Wednesday, April 9, 2025.

Some benefits you can expect from this update include:

  • Faster service
  • Simplified inquiries
  • Access to recent transaction history
  • Reduced hold times
  • Enhanced security features, such as two-factor authentication

We appreciate your continued support and look forward to serving you better with these improvements.

 

Loans & Lines of Credit

From short-term projects or equipment purchases to that next big move, Align can provide the right financing and support you need in order to achieve your goals, now and in the future. All of our business loans feature flexible terms, fewer fees, and better rates. Our lines of credit can give you the purchasing power you need to meet your business objectives and we can help you choose the best financing solution.

We understand that no two businesses are the same and our expert business lending team has the experience and knowledge to create customized solutions for your company. All lending decisions are made locally, so we can respond quickly to your request. With a full suite of products that include Small Business Administration (SBA) Loans, Term Loans, and Business Lines of Credit, we can offer you a lending solution tailored to your business’s best interests.

Business Line of Credit

  • Competitive rates and terms 
  • Amounts available from $15,000 - $250,000 
  • Secured and unsecured options available 
  • Advance only what you need  
  • Creates an easily accessible reserve for your business

Business Term Loan

  • Uses include capital expenditures, equipment purchases, and debt consolidation 
  • Funds advanced at closing
  • Flexible terms and repayment options 
  • Fixed rate for easy budgeting 
  • Secured and unsecured options available 
  • No prepayment penalties

Small Business Administration (SBA) Loan

  • Qualified Small Business Administration (SBA) Lender 
  • SBA 7(a), SBA Express, and SBA 504 Loan Programs offered 
  • Beneficial for businesses of all sizes – from start-ups to mature companies 
  • A wide range of purposes and uses
*Message and data rates may apply.

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