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Notice:

Align Credit Union, Lowell, Massachusetts has petitioned the Massachusetts Division of Banks for permission to close two Branch Offices at:

 (1) 211G Lowell Street, Wilmington MA 01887

 (2) 70 East Street, Methuen MA 01844

Any objections or comments relative to these proposals must be communicated in writing to the Commissioner of Banks, Mary L. Gallagher, 1000 Washington Street, 10th Floor, Boston, Massachusetts 02118 or dob.comments@mass.gov no later than two weeks from December 13th, 2024.

Please contact Align Credit Union at (800)942-9575 for alternative locations to obtain service.

Closure Notice:

In observance of Christmas, all Align branches will be CLOSED on Tuesday, December 24th at 2PM and will reopen for regular business hours on Thursday, December 26th. Online, Mobile and Telephone Banking will be available during this time.

Loans & Lines of Credit

From short-term projects or equipment purchases to that next big move, Align can provide the right financing and support you need in order to achieve your goals, now and in the future. All of our business loans feature flexible terms, fewer fees, and better rates. Our lines of credit can give you the purchasing power you need to meet your business objectives and we can help you choose the best financing solution.

We understand that no two businesses are the same and our expert business lending team has the experience and knowledge to create customized solutions for your company. All lending decisions are made locally, so we can respond quickly to your request. With a full suite of products that include Small Business Administration (SBA) Loans, Term Loans, and Business Lines of Credit, we can offer you a lending solution tailored to your business’s best interests.

Business Line of Credit

  • Competitive rates and terms 
  • Amounts available from $15,000 - $250,000 
  • Secured and unsecured options available 
  • Advance only what you need  
  • Creates an easily accessible reserve for your business

Business Term Loan

  • Uses include capital expenditures, equipment purchases, and debt consolidation 
  • Funds advanced at closing
  • Flexible terms and repayment options 
  • Fixed rate for easy budgeting 
  • Secured and unsecured options available 
  • No prepayment penalties

Small Business Administration (SBA) Loan

  • Qualified Small Business Administration (SBA) Lender 
  • SBA 7(a), SBA Express, and SBA 504 Loan Programs offered 
  • Beneficial for businesses of all sizes – from start-ups to mature companies 
  • A wide range of purposes and uses
*Message and data rates may apply.

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