Savings and Checking Rates
| Account | Dividend Rate | APY* | Minimum to Open | Minimum to Earn APY |
|---|---|---|---|---|
| Business Savings | 0.25% | 0.25% | $25 | $25 |
| Commercial Checking | 0.10% | 0.10% | $100 | $15 |
APY=Annual Percentage Yield.
Rates are variable and may change after the account is opened. Fees May reduce earnings on the account. Membership eligibility requirements must be met.
| Balance | Interest Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|---|
| $0.01-$2,499.99 | 0.15% | 0.15% | $25 |
| $2,500 - $4,999.99 | 0.50% | 0.50% | $2,500 |
| $5,000 - $9,999.99 | 0.85% | 0.85% | $5,000 |
| $10,000 - $24,999.99 | 1.00% | 1.00% | $10,000 |
| $25,000-$49,999.99 | 1.14% | 1.15% | $25,000 |
| $50,000 - $249,999.99 | 1.49% | 1.50% | $50,000 |
| $250,000 and above | 1.69% | 1.70% | $250,000 |
APY- Annual Percentage Yield.
Rates are variable and may change after the account is opened. Fees may reduce earnings on the account. Interest rate tier earned is based on daily balance of account. Minimum deposits required to open this account is $2,500. Membership eligibility requirements must be met.
CD Rates
| Product | Term | Interest Rate | APY* | Minimum Amount to Open | Minimum to Earn APY |
|---|---|---|---|---|---|
| 8 Month CD Special | 8 months | 3.63% | 3.70% | $500 | $500 |
| 5 Month CD Special | 5 months | 3.78% | 3.85% | $500 | $500 |
| 5 Year CD | 5 years | 2.81% | 2.85% | $500 | $500 |
| 4 Year CD | 4 Years | 2.81% | 2.85% | $500 | $500 |
| 3 Year CD | 3 Years | 2.81% | 2.85% | $500 | $500 |
| 2.5 Year CD | 2.5 years | 2.81% | 2.85% | $500 | $500 |
| 2 Year CD | 2 years | 3.05% | 3.10% | $500 | $500 |
| 1.5 Year CD | 18 months | 3.20% | 3.25% | $500 | $500 |
| 1 Year CD | 12 months | 3.20% | 3.25% | $500 | $500 |
| 6 Month CD | 6 months | 3.44% | 3.50% | $500 | $500 |
| 91 Day CD | 91 Days | 1.98% | 2.00% | $500 | $500 |
*APY= Annual Percentage Yield
Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit, Membership eligibility requirements must be met.
| Product | Term | Interest Rate | APY* | Minimum to Open | Minimum to Earn APY |
|---|---|---|---|---|---|
| 8 Month IRA CD Special | 8 months | 3.63% | 3.70% | $500 | $500 |
| 5 Month IRA CD Special | 5 Months | 3.78% | 3.85% | $500 | $500 |
| 5 Year IRA CD | 5 Years | 2.81% | 2.85% | $500 | $500 |
| 4 Year IRA CD | 4 Years | 2.81% | 2.85% | $500 | $500 |
| 3 Year IRA CD | 3 Years | 2.81% | 2.85% | $500 | $500 |
| 2.5 Year IRA CD | 2.5 Years | 2.81% | 2.85% | $500 | $500 |
| 2 Year IRA CD | 2 Years | 3.05% | 3.10% | $500 | $500 |
| 1.5 Year IRA CD | 1.5 Years | 3.20% | 3.25% | $500 | $500 |
| 1 Year IRA CD | 12 Months | 3.20% | 3.25% | $500 | $500 |
| 6 Month IRA CD | 6 Months | 3.44% | 3.50% | $500 | $500 |
| 91 Day IRA CD | 91 Days | 1.98% | 2.00% | $500 | $500 |
| Variable IRA | 0.25% | 0.25% | $25 | $25 |
*APY= Annual Percentage Yield
Minimum balance to open CD accounts and earn APY is $500. Minimum balance to open Variable IRA and earn APY is $25.
Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit. Membership eligibility requirements must be met.
| Balance | Interest Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|---|
| $0.01-$2,499.99 | 0.25% | 0.25% | $25 |
| $2,500-$9,999.99 | 0.85% | 0.85% | $2,500 |
| $10,000-$24,999.99 | 1.00% | 1.00% | $10,000 |
| $25,000-$49,999.99 | 1.14% | 1.15% | $25,000 |
| $50,000-$99,999.99 | 1.34% | 1.35% | $50,000 |
| $100,000-$249,999.99 | 1.49% | 1.50% | $100,000 |
| $250,000 and above | 1.69% | 1.70% | $250,000 |
*Rates effective 01/05/2026
APY= Annual Percentage Yield
Rates are variable and may change after the account is opened. Fees may reduce earnings on the account. Interest rate tier earned is based on the daily balance of the account. IRA transactions are subject to IRA rules and regulations. Minimum deposits required to open this account is $2,500. Membership eligibility requirements must be met.
Credit Card Rates
| Account Type | APR Range |
|---|---|
| Business Visa® Platinum | *Prime Rate plus 6% |
*Please see the Visa® Disclosure and Addendum for rate, fee and other cost information.
