Notice:

Align Credit Union, Lowell, Massachusetts has petitioned the Massachusetts Division of Banks for permission to close two Branch Offices at:

 (1) 211G Lowell Street, Wilmington MA 01887

 (2) 70 East Street, Methuen MA 01844

Any objections or comments relative to these proposals must be communicated in writing to the Commissioner of Banks, Mary L. Gallagher, 1000 Washington Street, 10th Floor, Boston, Massachusetts 02118 or dob.comments@mass.gov no later than two weeks from December 13th, 2024.

Please contact Align Credit Union at (800)942-9575 for alternative locations to obtain service.

Closure Notice:

In observance of Christmas, all Align branches will be CLOSED on Tuesday, December 24th at 2PM and will reopen for regular business hours on Thursday, December 26th. Online, Mobile and Telephone Banking will be available during this time.

Youth Savings

At Align, we believe it’s never too early to learn the value of saving. Our youth accounts are designed to grow as your children grow so they can learn to make good financial decisions now and in the future.

Membership Savings Account

It's never too soon to start saving or to become an Align Credit Union member. All you need is your child's:

  • Birth Certificate
  • Social Security Number

BONUS: Open an account for your new baby and Align will also deposit $25.*

Find a Branch

Disclosure:
Membership Savings minimum to earn APY is $5. Fees may reduce earnings.

APY = Annual Percentage Yield. Rates and Annual Percentage Yields (APYs) may be subject to change without notice and may change after account opening. 

*25 Welcome Gift will be deposited within 30 days of account opening and is subject to tax reporting.  Available only for babies up to age 1. $5 minimum balance to earn variable 0.25% Annual Percentage Yield (APY). APY effective as of 12/17/2024. 

Starter CD

Align's Starter CD teaches kids how to build their very own nest egg.

  • Members ages 5-17 are eligible
  • Low minimum deposit
  • A short 12-month term

We'll even let them make two additional deposits along the way to boost their savings.

View Current Rates

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