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Notice:

Align Credit Union, Lowell, Massachusetts has petitioned the Massachusetts Division of Banks for permission to close two Branch Offices at:

 (1) 211G Lowell Street, Wilmington MA 01887

 (2) 70 East Street, Methuen MA 01844

Any objections or comments relative to these proposals must be communicated in writing to the Commissioner of Banks, Mary L. Gallagher, 1000 Washington Street, 10th Floor, Boston, Massachusetts 02118 or dob.comments@mass.gov no later than two weeks from December 13th, 2024.

Please contact Align Credit Union at (800)942-9575 for alternative locations to obtain service.

Closure Notice:

In observance of New Years, all Align branches will be CLOSED on Tuesday, December 31st at 2PM and will reopen for regular business hours on Thursday, January 2, 2025.  Online, Mobile and Telephone Banking will be available during this time.

Align Checking Account

The Align Checking Account is designed to help you manage your money on your own terms, with no monthly maintenance fees and great benefits. Once you have the Align Checking Account, you can customize your experience by picking a Money Management package that fits your banking style. 

Checking to Fit Your Lifestyle

Align Checking Account

  • No monthly maintenance fees
  • FREE VISA® CURewards Debit Card
  • Access to thousands of fee free ATMs
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking* with Check Deposit

18-65 Account

  • No minimum balance
  • No monthly maintenance fees
  • Free standard checks
  • Access to eServices, including Mobile Banking*
  • ATM Fee Reimbursements**

Money Management Package

Choose the Money Management package that is right for you. Start with Connect for the basics. Then, as your relationship with Align grows, so do your benefits.

  • Connect – an option with all the basics that’s anything but!
  • Connect Plus – all you need…and more!
  • Connect Premier – connecting all your financial needs!

Disclosure:

You must notify the credit union of your eligibility (18-65 Account).
*Message and data rates may apply.
**Align will reimburse up to $30/month in ATM fees charged by other institutions.

View account brochure to see all benefits.

Understanding ATM Access

When you use a non-Align ATM, there are two types of fees you could be charged:

  • A small fee from Align
  • A fee charged by the institution that owns the ATM

Most of our Money Management Packages also include fee reimbursement so you're covered up to a certain amount.

VISA® CURewards Debit Card

  • Make purchases in person, online, by phone, or using a mobile wallet app
  • Nationwide access to thousands of ATMS and in the SUM®, NYCE, and CO-OP networks
  • Earn CURewards points with every dollar spent
  • Protection from unauthorized usage through Verified by VISA®
  • Debit Alerts

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